Under the provisions of the Federal Affordable Care Act (ACA), signed into law in 2010, all citizens are required to provide proof of health care coverage.  In order to comply fully with the provisions of this federal law, the University of Maine at Farmington, along with the other six universities of the University of Maine System, will require proof of health insurance coverage as a condition of enrollment in courses for all students, beginning July 2014.

The Affordable Care Act further provides an extension for young adults by allowing them to remain on their parents’ insurance plan until they reach the age of 26.  In the absence of parental insurance coverage, however, or other independent health insurance, all students must enroll in the Student Health Insurance Plan (SHIP) provided by the University of Maine System, if they meet the following eligibility requirements:

  • undergraduate students with 9 credits or more
  • graduate students with 6 credits or more

The ACA-compliant Student Health Insurance Plan (SHIP) is administered by Anthem for the plan’s network of hospitals, physicians, and other health care providers.  UMF’s SHIP also complies with the college health plans endorsed by the American College Health Association.  The plan offers: a decreased premium rate from what UMF offered previously for its voluntary health insurance for students; better benefits overall; and a lower premium rate than what students can obtain in the Marketplace for comparable coverage.  Some of the features of the SHIP are listed here.

  • Annual premium of $2,264.00   (August 1, 2020 – July 31, 2021)
  • Premium for students enrolling in the spring semester – $1,314.00  (January 1, 2021 – July 31, 2021)
  • Prescription drug benefit, with no deductible, up to maximum plan benefit
  • Preventive care:  100% coverage in Network, no deductible, includes immunizations
  • Unlimited maximum plan benefit
  • 24/7 telephone confidential access to insurance personnel

Further details of the plan may be found at:

UMF’s Health Center is an approved Anthem in-network provider.  The Health Center also accepts payment from a majority of major health insurance companies.

All eligible students will be enrolled automatically in the SHIP; an annual charge of $2,264.00 will appear on the student’s account.  Starting in July 2020, students who already have health insurance coverage through another insurer will be able to withdraw via an online waiver process, with proper verification.

Waiver/Enrollment Deadlines:        Academic Year – October 1, 2020

Spring Enrollment – March 1, 2021

More information about the waiver process is included in the billing statement or on the website listed above.

For additional questions pertaining to the Student Health Insurance Program and/or the health insurance waiver process, please contact:  The Merrill Center, 207-778-7100.  Or, you can e-mail the Health Center at or call 207-778-7200.

Contact Us

If you have questions, please contact us. We look forward to helping you.

Merrill Center Student Services
University of Maine at Farmington
224 Main Street
Merrill Hall
Farmington, Maine 04938
tel  207-778-7100
fax  207-778-7555
TDD/TTY  207 778-7244